phone or text: (410) 660-2699.

Protecting You, Your Vehicle, and Your Financial Future.
At Zacharias Insurance Agency, we help you find the right auto insurance coverage at a competitive price. As an independent agency, we compare options from multiple trusted insurance carriers to provide protection tailored to your needs. Auto insurance includes liability coverage, which helps protect you financially if you're responsible for injuries or property damage to others, and comprehensive and collision coverage, which protects your vehicle against covered accidents, theft, fire, weather damage, and other losses. Additional options include uninsured/underinsured motorist coverage, personal injury protection (PIP), rental reimbursement, roadside assistance, and umbrella liability protection.
Whether you're insuring one vehicle or an entire household, we'll help you identify available discounts, bundle policies, and select coverage that fits your budget. We proudly represent carriers including Erie Insurance, GEICO, AIC, MAIF, and others, offering competitive rates and dependable claims service.
Contact Zacharias Insurance Agency today or click below for a free, no-obligation auto insurance quote!

Protecting Your Home, Your Belongings, and Your Financial Future.
Your home is one of your most valuable investments, and protecting it with the right insurance coverage is essential. At Zacharias Insurance Agency, we compare options from multiple trusted insurance carriers to help you find comprehensive protection at a competitive price.
Homeowners insurance helps protect your home and personal belongings against covered losses such as fire, theft, windstorms, and other unexpected events. It also provides personal liability protection if you're held responsible for certain injuries or property damage to others.
For enhanced protection, we offer access to policies with Guaranteed Replacement Cost Coverage, which can cover the full cost of rebuilding your home after a covered loss, even if construction costs exceed your policy's dwelling limit, subject to policy conditions and carrier availability.
Additional coverage options include water backup, scheduled valuables, equipment breakdown, and umbrella liability protection.
Whether you own a home, condo, rental property, or need renters insurance, we'll help you find coverage tailored to your needs while identifying available discounts and bundling opportunities.
Contact Zacharias Insurance Agency today for a free, no-obligation homeowners insurance quote!

You Don't Have to Be a Millionaire to Be Sued Like One.
A serious accident or unexpected lawsuit could put everything you've worked hard for at risk. At Zacharias Insurance Agency, we help protect your assets, income, and financial future with affordable personal umbrella insurance. Umbrella insurance provides an additional layer of liability protection beyond the limits of your auto, homeowners, and other qualifying insurance policies. Coverage typically starts at $1 million, with higher limits available to help protect against potentially devastating financial losses. Whether it's a serious automobile accident, an injury on your property, or an unexpected liability lawsuit, umbrella insurance can provide valuable protection when your underlying policy limits aren't enough. With coverage often costing just a few hundred dollars annually, umbrella insurance can be one of the most affordable ways to protect your financial future.
Contact Zacharias Insurance Agency today for a free, no-obligation umbrella insurance quote!