Protecting Your Business, Your Vehicles, and Your Bottom Line.
Whether you operate a single work truck or manage an entire fleet, having the right commercial auto insurance is essential to protecting your business. At Zacharias Insurance Agency, we work with multiple insurance carriers to provide comprehensive coverage at competitive rates. Commercial auto insurance helps protect your business against liability claims, vehicle damage, theft, and other covered losses. We offer coverage options for contractor trucks, service vans, delivery vehicles, commercial fleets, trailers, and vehicles equipped with specialized tools and equipment. Coverage options include bodily injury and property damage liability, comprehensive and collision, uninsured/underinsured motorist protection, hired and non-owned auto liability, and coverage for permanently attached equipment. Whether you're an independent contractor, small business owner, or managing a growing fleet, we'll help tailor a policy to your operations, vehicles, and budget.
Contact Zacharias Insurance Agency today for a free, no-obligation commercial auto insurance quote!
Extra Liability Protection for Your Business and Its Future.
A single serious accident or lawsuit could threaten everything you've worked hard to build. At Zacharias Insurance Agency, we help businesses protect their assets, operations, and financial future with commercial umbrella insurance.
Many commercial general liability policies provide $1 million per occurrence and $2 million in aggregate coverage, but a catastrophic claim could quickly exceed those limits.
Commercial umbrella insurance provides additional liability protection, typically available in increments of $1 million, above qualifying underlying policies such as commercial general liability, commercial auto, and employers liability.
Whether you operate a small business, manage a fleet of vehicles, or oversee a growing company, we'll help you evaluate your risks and find the right level of protection at a competitive price.
Contact Zacharias Insurance Agency today for a free, no-obligation commercial umbrella insurance quote!
Protect your business from the unexpected with Commercial General Liability (CGL) insurance from Zacharias Insurance Agency. Whether you're a contractor, retailer, professional service provider, or small business owner, we help you find coverage tailored to your operations and budget, including options for a commercial auto policy and professional liability insurance.
General liability insurance is essential for safeguarding your business against claims involving third-party bodily injury, property damage, and personal or advertising injury. With access to multiple insurance carriers, we compare coverage options and competitive rates to help protect your business, your assets, and your future.
Your business is unique, and your insurance coverage should be too.
Businesses We Insure
At Zacharias Insurance Agency, we work with businesses across a wide range of industries, from small startups and independent contractors to established companies. Below are some of the many types of businesses we regularly assist with commercial general liability insurance, and we also offer professional liability insurance for various professional services. Don't see your industry listed? Contact us! We may still have coverage options, including a commercial auto policy, available for your business.
Most commonly written commercial risks within our agency:
- Accounting, Auditing, Bookkeeping, Tax Offices & Payroll
- Appliance, Furniture & Floor Covering Stores
- Arts, Crafts & Hobby Stores
- Auto Parts & Supply Stores
- Auto Repair, Auto Body Shops & Car Washes
- Automobile Dealers
- Bakeries
- Beauty Salons & Barber Shops
- Beverage Distributors & Stores
- Bicycle Shops
- Breweries, Wineries & Distilleries
- Builders Risk
- Building Equipment Installation & Repair
- Building Materials Dealers
- Business Services
- Cabinet & Furniture Manufacturing
- Cable & Satellite TV Installation
- Carpet, Rug, Furniture & Upholstery Cleaning
- Carpentry Contractors
- Cemeteries
- Clothing Stores, Repairs & Alterations
- Civic, Service & Social Clubs
- Computer Consulting, Programming & Web Design
- Computer Sales & Service
- Concrete & Masonry Contractors
- Concrete Products Manufacturing
- Counseling & Consulting Offices
- Day Care
- Dental & Optical Laboratories
- Drug Stores & Pharmacies
- Dry Goods Stores
- Drywall Contractors
- Electrical Contractors
- Electronic Component Manufacturing
- Excavation & Land Grading
- Fence Installation
- Food, Grocery & Convenience Stores
- Funeral Homes
- Garden, Farm Supply & Hardware Stores
- Glass Dealers & Glaziers
- Golf Courses & Country Clubs
- Apartments & Condominiums
- HVAC Contractors
- Hotels & Motels
- Housewares Retail
- Landscaping & Lawn Care Contractors
- Laundry & Dry Cleaners
- Lessors Risk
- Machine Shops, Tool & Die Shops
- Medical Offices
- Miniature Golf Courses
- Mobile Home Installation
- Motorcycle, ATV & Snowmobile Dealerships
- Nurseries — Wholesale & Retail
- NY Height-Exposed Contractors — WC Prohibited List
- Office Machines
- Offices
- Painting, Decorating & Wallpaper Contractors
- Photo Finishing Labs
- Plastering Contractors
- Plastic Products Manufacturing
- Plumbing Contractors
- Religious Organizations
- Restaurants & Food Trucks
- Retail Stores
- Siding Installation
- Sign Painting & Installation
- Silk Screen Printing & Textiles
- Sporting Goods Stores
- Swimming Pool Installation, Service & Repair
- Vending Machines
- Veterinarians
- Warehouses & Storage
- Wholesale Businesses
Your employees are one of your business's most valuable assets. At Zacharias Insurance Agency, we help businesses find affordable workers' compensation insurance that protects employees while safeguarding their operations and financial future. Workers' compensation insurance provides benefits to employees who suffer work-related injuries or illnesses, including medical expenses, lost wages, rehabilitation costs, and disability benefits. It can also provide death benefits to eligible dependents and employers liability protection for certain workplace injury lawsuits. Whether you're a contractor, retailer, restaurant owner, or professional service provider, we'll help you navigate state requirements, properly classify your employees, and identify opportunities to reduce premiums.
From small businesses with just a few employees to larger companies with growing workforces, we compare coverage options from multiple insurance carriers to find protection tailored to your needs and budget.
Contact Zacharias Insurance Agency today for a free, no-obligation workers' compensation insurance quote!